Hospital Cash Protection
Hospital Cash Protection Plan
Being confined can be costly. Protect yourself from the many hospital fees you will have to pay during confinement. The Hospital Cash Protection Plan is a hassle-free plan that provides you with a fixed daily cash benefit in case of hospital confinement due to a sickness or injury.
We have two plans you may choose from based on your protection needs: Plan 1000 and Plan 2000.
Silver
MAPFRE Accident Insurance For You and Your Loved Ones
Accidents are part of everyone's life and it's best to be prepared. Preventing the consequence of accidents that affect you and the ones you love most will help you to live your life with confidence. Here you can find the best insurance solution for accidents. Choose your preferred personal accident insurance with coverages and benefits that answer you and your beneficiaries’ immediate emergency assistance needs.
Accident Insurance for Breadwinners and Their Families
Accident Saver's Advantage Plan
As mother or father you know the amount of effort and sacrifice entailed in providing the best future for your children. What consquences will you face in the event of serious accident of the family breadwinner? This accident insurance is designed to protect your family against the consequences of an unexpected fatal accident of your family breadwinner.
Accident insurance that is ideal for the breadwinner of the family. It provides protection for the head of the family and the family members in case of death or permanent disability of the head or breadwinner due to an accident. This comprehensive personal accident insurance includes additional assistance benefits aside from the standard accidental death and permanent disability benefits. Examples of the additional assistance benefits of the package are funeral/burial assistance, monthly shelter allowance for the family, yearly educational assistance, and annual hospitalization benefit for dependents.
We offer two types of plans: Plan 500 and Plan 1000. Each plan covers you anywhere in the world, 24 hours a day.
Household Employee Accident Insurance
Household Employee's Plan
A personal accident and daily hospitalization cash plan especially designed for helpers.
There are three plans to choose from:
PREMIER Personal Accident Insurance
Superior Personal Accident Insurance Plan*
Superior and comprehensive personal accident insurance with readily available high coverage up to a maximum of Php 5,000,000.00. There are four plans to choose from depending on your desired limit.
Other Accident Insurance Solutions from MAPFRE Insular:
Interested in any of the products?
Disclaimer:
This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusion and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insular.
Accidental Death
Plan 500
Plan 1000
Benefits
Payable
Death Benefit - lump sum amount
Funeral/Burial Assistance
Family's Monthly Shelter Allowance for 1 year
Yearly Educational Assistance
(per child, for 5 years, up to 4 children)
Annual Hospitalization of Dependents
(up to 5 years)
Total and Permanent Disablement
(total loss of both eyes/ two limbs/ both limbs/
both feet)
Monthly Pension for 1 year
Accidental Permanent Disablement
Medical Reimbursement
10,000
20,000
Php 500,000
25,000
5,000
30,000
10,000
500,000
5,000
Php 1,000,000
50,000
10,000
50,000
20,000
1.000,000
10,000
Plan 2000
Plan 1000
Daily Cash Benefit
ICU Confinement
Surgical Benefit
Personal Accident
Php 1,000
1,500
10,000
250,000
Php 2,000
3,000
20,000
500,000
Maximum No Claim Bonus
Daily Cash Benefit
ICU Confinement
Surgical Benefit
Php 1,500
2,250
15,000
Php 3,000
4,500
30,000
Plan 1000
Plan 2000
Plan 150
Plan 50
Benefits
Plan 100
Accidental Death & Permanent Disablement
Accidental Medical Reimbursement
Daily Hospital Income
(maximum of 15 days accident and covered illnesses)
Unprovoked Murder and Assault
Accidental Burial Expense
Php 50,000
5,000
200/day
50,000
5,000
Php 150,000
15,000
200/day
150,000
15,000
Php 100,000
10,000
200/day
100,000
10,000
Benefits Plan 1 Plan 2 Plan 3 Plan 4
Accidental Death & Disablement
Unprovoked Murder and Assault
Medical Reimbursement
Burial Expense
Php 2,000,000
2,000,000
Php 3,000,000
3,000,000
Php 4,000,000
4,000,000
Php 4,000,000
4,000,000
Php 100,000
100,000
Other Features:
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Hospital CASH BENEFITS paid directly to YOU, not to a doctor or hospital.·
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NO MEDICAL EXAMINATION required. Just fill-out the application form and choose the plan that suits your needs.·
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All hospitalization benefits start from the FIRST DAY of confinement.·
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PLAN CAN BE EXTENDED TO COVER:Your SPOUSE up to 100% of the principal benefits.Your dependent CHILDREN, single & up to 21 years of age at 75% of the principal benefits.·
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LOW and AFFORDABLE premium·
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CONVENIENT PAYMENT OPTIONS - annual, six months or three months payment mode.
NO CLAIM BONUS: If you do not claim for consecutive years, you get a 10% increase in hospitalization benefits per year, up to a a maximum of 50%. Here are the maximum limits you may get from the NO CLAIM BONUS special feature.
Special Features:
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Transferability of the insured household helper up to two times during the policy period
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No medical examination required
-
Double accidental death benefit if the household help is riding in the employer’s owned vehicle.
*Note: Available for class A, B and C occupational risks. See the complete list here.
For more information about the products, call our Teleservice hotline (02) 876 - 4400 or email us at teleservice@mapfreinsular.com