Standard Home Insurance
Basic Homeowners' or Tenants Insurance Package
Home insurance ideal for homeowners or tenants looking for basic coverage. This insurance provides protection to your house and its contents against loss or damage caused by fire and lightning.
Standard Home Insurance with Additional Benefits
Basic Homeowners' or Tenants Insurance Package plus FREE Additional Benefits
Home insurance ideal for homeowners or tenants looking for basic coverage and additional home emergency and assistance services. This insurance solution provides protection to your house and its contents against loss or damage caused by fire and lightning and also provides FREE additional benefits in the form of allowance and assistance services.
Comprehensive Home Insurance
Superior Homeowners' or Tenants Insurance Package with Additional Coverage and Benefits
Home insurance for homeowners and tenants looking for a comprehensive cover. This insurance solution provides protection to your house and its contents against loss or damage caused by fire and lightning, and MORE perils namely, earthquake, typhoon, flood*, riot, strike and malicious damage, extended cover (explosion, falling aircraft, smoke, vehicle impact), broad water damage, accidental bursting of water tanks, apparatus and pipes, and robbery. You will also enjoy MORE additional benefits for FREE in the form of allowance, assistance services, personal accident and personal liability coverages.
*Note: For listed areas only. Available upon inquiry.
Comprehensive Personal Liability
Comprehensive Personal Liability Insurance for your Home
An insurance solution that protects you against liabilities to third parties due to accidents that occur at your house (whether owned or rented) or your acts of negligence and/or of members of your household that result in the death of or injuries to third parties or of the destruction of or damage to the property of third parties.
For more information about the products, call our Teleservice hotline (02) 876 - 4400 or email us at teleservice@mapfreinsular.com
MAPFRE Home Insurance For Homeowners and Tenants
Protect your dream house and the assets that have turned a simple dwelling place into a home. Choose from our residential products that protect your house and its contents. On top of this, enjoy additional benefits for FREE! We also have an insurance solution for liabilities that may arise from accidents in your house.
Comparative Table of Coverages and Benefits
Compare the different coverages and benefts of each of our home insurance solutions and choose the best one for you.
Other Property Insurance solutions from MAPFRE Insular:
Interested in any of the products?
Benefits
Perils
Standard
Comprehensive
Standard with
Additional Benefits
Fire
Lightning
Earthquake
Typhoon
Flood*
Extended Cover (Smoke,
Falling aircraft, vehicle impact,
explosion)
Robbery
Broad Water Damage
Bursting of Water Tanks, Apparatus
and Pipes
Relocation Allowance
Legal Assistance
Bereavement Assistance
Hospital Allowance
ICU Assistance
Home Assist
Removal of Debris
Fire Fighting Expenses
Damage to resident employee's
properties
Professional Fees
Temporary Accomodation Expenses
Liability to the Public
Personal Accident for:
• Family member
• Residence Employee
✓
✓
X
X
X
X
X
X
X
maximum of Php 5,000
maximum of Php 5,000
maximum of Php 5,000
maximum of Php 5,000
maximum of Php 5,000
Php 5,000 per service
(maximum of 4 availments
Nationwide)
X
X
X
X
X
X
X
X
✓
✓
✓
✓
✓
✓
✓
✓
✓
X
X
X
X
X
Php 5,000 per service
(maximum of 4 availments
Nationwide)
5% of Sum Insured of
affected item/s
maximum of Php 20,000
Php 5,000/employee
(max. of 4)
5% of Sum Inured
5% of Sum Insured for
3 months
maximum of Php 200,000
maximum of Php 200,000
Php 5,000/employee
(maximum of 4)
✓
✓
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
X
*Note: For listed areas only. Available upon inquiry.
Learn more about our FREE assistance benefit for our Home Insurance policy holders:
Disclaimer:
This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusion and conditions of the actual policy. Policy applications are subject to the approval of MAPFRE Insular.